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Meet fourteen-year-old Sophie Cooper - red-headed Cuban-American, high school freshman, and daughter of a loving father currently under house arrest for embezzlement and money laundering. While her mother struggles to support the family and her bratty younger brother, Kit, sits around tinkering with his "inventions," Sophie has only one goal: clearing her father's name. When an internship opens up at the local news station, Sophie seizes the chance to do a little investigating of her own. One name keeps popping up: Matheson Savings and Trust, the bank that accused Sophie's father of money laundering. Sounds like a conspiracy to this cub reporter! Determined to follow her lead, Sophie sets out to investigate the weirdness, uncover a conspiracy, and clear her family's name, just as soon as she finishes her homework.